Our Process

Before we are appointed by a new client, we complete a full analysis of all existing investments and life insurance contracts.

We will then make a recommendation of any changes or improvements that can be made to overall investment return and current costs. We will also report on the adequacy and cost of any contracts with insurance companies, as well as any improvements that could be made.

Once any changes are agreed to, we will sign a client service agreement, which defines our obligations and service arrangements to the new client.

We all share a fully integrated file and historic information system which ensures that clients have an independent source of records of every transaction done though our offices. This also ensures that if any one of the partners is deceased or unable to perform duties, clients are guaranteed of full continuity of service from Spectrum.